Module 4: Understanding Risk & Building a Diversified Portfolio
Lessons
Lesson 1.1 – Risk, Time Horizon & Building the Right Asset Mix
Many people think risk is just about picking the ‘right’ investments, but it’s really about how your goals, timeline, and emotions interact. This lesson explains how time horizon and emotional tolerance shape investment risk, and how these factors guide the right mix of assets for a portfolio you can stay invested in long term.
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Lesson 1.2 – Choosing Where and What to Invest In
Some investors don’t realise that choosing where they invest matters as much as how much risk they take. This lesson explains how global, US, UK, and emerging market exposure work, how sectors and company sizes affect risk, and how to build a diversified portfolio without unnecessary complexity.