How to Choose the Best Index Fund for You
Confused about which
index fund to buy? A step-by-step UK beginner’s framework for choosing
the right one for your goals and risk comfort.
Financial Blog
Welcome to the Kias Consulting Pro Financial Blog
Plain-English guides to pensions, ISAs, savings, tax planning, and investing for UK earners who want to make smarter decisions with their money.
From the pension annual allowance to Lifetime ISA rules and first-home buying, everything here is written to be accurate, up to date, and genuinely useful, without the jargon.
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£12,000 Cash ISA Limit 2027: What Changes and What to Do Now
From April 2027 the Cash ISA limit for under-65s drops from £20,000 to £12,000. Here’s exactly what’s changing, who’s affected, and what to do before then.
How to Find My Pension Pots: 5 Free Ways to Track Down Lost Pensions
A free, step-by-step guide to tracking down lost UK pension pots, including the government’s Pension Tracing Service and what to avoid.
First Time Buyer ISA: Everything You Need to Know (2028)
The new First Time Buyer ISA launches April 2028. Learn how it works, eligibility rules, the government bonus, and whether to wait or open a Lifetime ISA now. Based on the government’s June 2026 consultation, here’s everything first-time buyers need to know.
Best Savings Rates UK 2026 | Updated Weekly
Compare the best UK savings rates for July 2026 across easy access, Cash ISA, regular saver, fixed bonds and notice accounts — updated weekly.
Pension Inheritance Tax 2027: What Changes, Who Is Affected, and What to Do Now
Under proposals announced in the Autumn Budget 2024, your unspent pension pot is expected to be counted as part of your estate for inheritance tax from 6 April 2027. This guide explains what the proposals mean, who is likely to be affected, and the planning strategies you can consider in the window before the changes take effect.