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Cheapest Direct Debits for Bank Switching UK (2026 Guide – £1 Options)

Looking to grab a UK bank switching bonus in 2025 but don’t have enough bills to set up the required direct debits? Don’t worry, there are quick, low-cost “dummy” options that work just as well. From £1 charity donations to Plum’s weekly depositor and PayPal direct debits, this guide walks you through the easiest ways to qualify, step by step, without breaking the bank.

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